Peachy Review

Quick Overview
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Representative APR Max Loan Amount Loan Term
1058% £500 5 months
Representative example: Amount of credit: £200 for 60 days. Repay in 2 payments, each payment £149.54. Total interest £94.08, transfer fee £5, total payable £299.08, interest p.a. 365%(fixed) Representative APR 1058%.

Our Review:

Peachy offer short term loans with flexible repayment options, you can pay the loan back on your next payday if you want or you can give yourself room to breathe with the option to spread the cost over a term of up to 5 months.

The sliding calculator on their homepage allows you to choose your loan amount, how long you want to borrow it for and then gives you a breakdown of how much it will cost you and what your payments will be. The charges are made very clear and straightforward, there’s no hidden costs to worry about.

Their APR  is very competitive too against many other payday lenders and they’ve given you a comparison chart on their homepage to prove it.

If you’re approved for a loan with Peachy then you’ll be glad to know the funds can reach your account within just a couple of hours, in fact in most cases they are sent within as little as 15 minutes.

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